KaspaCredit ZM
Get up to ZMW 10,000 in 5 Minutes!
Same day approval • Fast disbursement • Flexible repayment terms • No hidden fees • Competitive rates
For your small groceries and business needs
Get up to ZMW 10,000 in 5 Minutes!
Same day approval • Fast disbursement • Flexible repayment terms • No hidden fees • Competitive rates
Easy Steps to Get Your Loan
Step 1: Easy Application
Fill out our simple online form with your basic information. No complicated paperwork required.
Step 2: Flexible Options
Choose your loan type, amount (up to ZMW 10,000), and repayment plan that works best for you.
Step 3: Quick Approval
Get approved in minutes! Our automated system processes your application quickly and efficiently.
Step 4: Smooth Disbursement
Once approved, your funds are sent directly to your account or creditors within 5 minutes.
Loan Information
Loan Types
- Salary Advance
- Business Loan
- Collateral-Based Loan
- Student Loan
- Asset Selling (Non-Loan)
Eligibility Requirements
- Must be 18 years and above
- Holder of valid NRC (National Registration Card)
- Valid phone number
- Proof of income or employment
- Active bank account or mobile money
Required Documents
- National Registration Card (NRC)
- Recent payslip (for civil servants)
- Bank statement (optional but recommended)
- Proof of address
- Valid phone number
Loan Features
- Loan amount: Up to ZMW 10,000
- Fast approval: Within 5 minutes
- Flexible repayment terms
- Competitive interest rates
- No hidden fees
Frequently Asked Questions
How much can I borrow?
You can borrow up to ZMW 10,000 depending on your income, credit history, and loan type. The exact amount will be determined during the application process based on your eligibility.
How long does it take to get approved?
Our automated system processes applications quickly. Most applicants receive approval within 5 minutes of submitting their application, provided all required documents are submitted.
What documents do I need to apply?
You'll need a valid NRC (National Registration Card), recent payslip (if employed), bank statement (optional but recommended), proof of address, and a valid phone number. The specific requirements may vary based on the loan type you choose.
What are the interest rates?
Our interest rates are competitive and vary based on the loan type, amount, and repayment term. The exact rate will be displayed during the application process before you commit to the loan.
How do I repay my loan?
You can repay your loan through various methods including bank transfer, mobile money (MTN, Airtel), or direct debit. Repayment options will be discussed during the application process, and you'll receive reminders before each payment is due.
Can I apply if I'm self-employed?
Yes! We offer Business Loans for self-employed individuals. You'll need to provide proof of income, such as bank statements showing regular deposits, and your NRC. Business registration documents may also be required.
What happens if I miss a payment?
We understand that financial situations can change. If you're unable to make a payment, please contact us immediately to discuss your options. We may be able to restructure your loan or arrange a payment plan. Late payment fees may apply.
Is my personal information secure?
Absolutely! We take data security seriously. Your personal information is encrypted and stored securely in compliance with Zambia's Data Protection Act. We never share your information with third parties without your consent.